What is a payday cash advance?

Payday cash advances, often called payday loans or paycheck advance, are short-term loans that provide people with extra cash to deal with immediate emergency expenses such as car repairs or medical bills. The payday cash advance is secured against the future income of the borrower in the form of the borrower's paycheck. Borrowers should be cautioned that payday cash advances are not appropriate for financial commitments that are longer in duration than the borrower's next payday.

I need the money right away, will it take long to receive my payday cash advance?

Fast! That is how you will receive your cash advance until payday. You will usually receive notification of acceptance within a couple of hours of applying for your payday advance for cash. Sometimes even within minutes! Once you have been accepted for your payday loan, the money is transferred overnight electronically into your bank account.

It sounds difficult to qualify for a payday advance, is it?

It couldn't be easier! In order to qualify for a payday cash advance, generally, you must:

• Be a citizen of the United States and at least of 18 years of age;
• Have a steady job in which you earn at least $1000 take home pay per month; and,
• Have an active checking account with a bank and have in place a direct deposit system.

I don't have direct deposit with my bank, what do I do?

If you contact your bank representative you should be able to have direct deposit set up right away on your bank account.

How much do you charge for your services?

Direct Payday Cash does not charge you anything - nothing at all - for providing our service to you.

I have poor credit or I have filed for bankruptcy, may I still qualify for a payday cash advance?

Your payday loan is secured completely against your paycheck so even if you have poor credit, no credit or have filed for bankruptcy there is good potential that you will qualify to receive approval for a payday cash advance loan.

What does a cash advance cost?

This type of loan can be expensive, usually between $10 and $30 per $100 borrowed. Payday cash advances should be used responsibly and only taken if you have budgeted the ability to repay the cash loan completely on your next payday. Cash advances until your next payday should not be used to deal with long term financial obligations.